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Médecin de famille 1 or MultiAccess — Region 2, Ticino

Region 2, Ticino: with Sanitas, Médecin de famille 1 costs CHF 586.05 a month in 2026 and MultiAccess CHF 613.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 323.40 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 1MultiAccessGap per year
300CHF 586.05CHF 613.00CHF 323.40
500CHF 574.45CHF 601.40CHF 323.40
1'000CHF 545.25CHF 572.20CHF 323.40
1'500CHF 516.05CHF 543.00CHF 323.40
2'000CHF 486.95CHF 513.90CHF 323.40
2'500CHF 457.75CHF 484.70CHF 323.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.