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Médecin de famille 1 or MultiAccess — Region 1, Ticino

Region 1, Ticino: with Sanitas, Médecin de famille 1 costs CHF 631.95 a month in 2026 and MultiAccess CHF 661.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 349.80 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 1MultiAccessGap per year
300CHF 631.95CHF 661.10CHF 349.80
500CHF 620.35CHF 649.50CHF 349.80
1'000CHF 591.15CHF 620.30CHF 349.80
1'500CHF 561.95CHF 591.10CHF 349.80
2'000CHF 532.85CHF 562.00CHF 349.80
2'500CHF 503.65CHF 532.80CHF 349.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.