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Médecin de famille 1 or MultiAccess — Region 2, Bern

Region 2, Bern: with Sanitas, Médecin de famille 1 costs CHF 545.30 a month in 2026 and MultiAccess CHF 570.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 301.20 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 1MultiAccessGap per year
300CHF 545.30CHF 570.40CHF 301.20
500CHF 533.70CHF 558.80CHF 301.20
1'000CHF 504.50CHF 529.60CHF 301.20
1'500CHF 475.30CHF 500.40CHF 301.20
2'000CHF 446.20CHF 471.30CHF 301.20
2'500CHF 417.00CHF 442.10CHF 301.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.