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Médecin de famille 1 or MultiAccess — Region 2, Grisons

Region 2, Grisons: with Sanitas, Médecin de famille 1 costs CHF 448.30 a month in 2026 and MultiAccess CHF 469.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 248.40 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 1MultiAccessGap per year
300CHF 448.30CHF 469.00CHF 248.40
500CHF 436.70CHF 457.40CHF 248.40
1'000CHF 407.50CHF 428.20CHF 248.40
1'500CHF 378.30CHF 399.00CHF 248.40
2'000CHF 349.20CHF 369.90CHF 248.40
2'500CHF 320.00CHF 340.70CHF 248.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.