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Sanitas Médecin de famille 1 — Aargau

Aargau: the Médecin de famille 1 model from Sanitas costs CHF 478.75 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 478.75, Médecin de famille 1 is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille 1 costs CHF 858.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 478.75CHF 445.70
500CHF 467.15CHF 434.90
1'000CHF 437.95CHF 407.75
1'500CHF 408.75CHF 380.55
2'000CHF 379.65CHF 353.45
2'500CHF 350.45CHF 326.25

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 357.65CHF 332.95
500CHF 346.05CHF 322.15
1'000CHF 316.85CHF 295.00
1'500CHF 287.65CHF 267.80
2'000CHF 258.55CHF 240.70
2'500CHF 229.35CHF 213.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 135.05CHF 125.75
100CHF 129.25CHF 120.35
200CHF 123.45CHF 114.95
300CHF 117.55CHF 109.45
400CHF 111.75CHF 104.05
500CHF 105.95CHF 98.65
600CHF 100.05CHF 93.15

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.