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Sanitas Médecin de famille 1 — Thurgau

Thurgau: the Médecin de famille 1 model from Sanitas costs CHF 463.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 463.20, Médecin de famille 1 is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille 1 costs CHF 830.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 463.20CHF 431.25
500CHF 451.60CHF 420.45
1'000CHF 422.40CHF 393.25
1'500CHF 393.20CHF 366.05
2'000CHF 364.10CHF 339.00
2'500CHF 334.90CHF 311.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 345.50CHF 321.65
500CHF 333.90CHF 310.85
1'000CHF 304.70CHF 283.70
1'500CHF 275.50CHF 256.50
2'000CHF 246.40CHF 229.40
2'500CHF 217.20CHF 202.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 124.45CHF 115.85
100CHF 118.65CHF 110.45
200CHF 112.85CHF 105.05
300CHF 106.95CHF 99.55
400CHF 101.15CHF 94.15
500CHF 95.35CHF 88.75
600CHF 89.45CHF 83.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.