Sanitas Médecin de famille 1 — Region 1, St. Gallen
Region 1, St. Gallen: the Médecin de famille 1 model from Sanitas costs CHF 479.65 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 479.65, Médecin de famille 1 is the lowest premium in this region, across every insurer and every model.
On average, Médecin de famille 1 costs CHF 859.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 479.65 | CHF 446.55 |
| 500 | CHF 468.05 | CHF 435.75 |
| 1'000 | CHF 438.85 | CHF 408.55 |
| 1'500 | CHF 409.65 | CHF 381.40 |
| 2'000 | CHF 380.55 | CHF 354.30 |
| 2'500 | CHF 351.35 | CHF 327.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 348.25 | CHF 324.20 |
| 500 | CHF 336.65 | CHF 313.40 |
| 1'000 | CHF 307.45 | CHF 286.25 |
| 1'500 | CHF 278.25 | CHF 259.05 |
| 2'000 | CHF 249.15 | CHF 231.95 |
| 2'500 | CHF 219.95 | CHF 204.75 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.20 | CHF 117.50 |
| 100 | CHF 120.40 | CHF 112.10 |
| 200 | CHF 114.60 | CHF 106.70 |
| 300 | CHF 108.70 | CHF 101.20 |
| 400 | CHF 102.90 | CHF 95.80 |
| 500 | CHF 97.10 | CHF 90.40 |
| 600 | CHF 91.20 | CHF 84.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.