Sanitas Médecin de famille 1 — Appenzell Innerrhoden
Appenzell Innerrhoden: the Médecin de famille 1 model from Sanitas costs CHF 378.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 378.30, Médecin de famille 1 is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 1 costs CHF 678.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 378.30 | CHF 352.20 |
| 500 | CHF 366.70 | CHF 341.40 |
| 1'000 | CHF 337.50 | CHF 314.20 |
| 1'500 | CHF 308.30 | CHF 287.05 |
| 2'000 | CHF 279.20 | CHF 259.95 |
| 2'500 | CHF 250.00 | CHF 232.75 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 299.30 | CHF 278.65 |
| 500 | CHF 287.70 | CHF 267.85 |
| 1'000 | CHF 258.50 | CHF 240.65 |
| 1'500 | CHF 229.30 | CHF 213.50 |
| 2'000 | CHF 200.20 | CHF 186.40 |
| 2'500 | CHF 171.00 | CHF 159.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.90 | CHF 98.60 |
| 100 | CHF 100.10 | CHF 93.20 |
| 200 | CHF 94.30 | CHF 87.80 |
| 300 | CHF 88.40 | CHF 82.30 |
| 400 | CHF 82.60 | CHF 76.90 |
| 500 | CHF 76.80 | CHF 71.50 |
| 600 | CHF 70.90 | CHF 66.00 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.