Sanitas Médecin de famille 1 — Region 1, Bern
Region 1, Bern: the Médecin de famille 1 model from Sanitas costs CHF 552.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 552.30, Médecin de famille 1 is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 1 costs CHF 990.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 552.30 | CHF 514.20 |
| 500 | CHF 540.70 | CHF 503.40 |
| 1'000 | CHF 511.50 | CHF 476.20 |
| 1'500 | CHF 482.30 | CHF 449.00 |
| 2'000 | CHF 453.20 | CHF 421.95 |
| 2'500 | CHF 424.00 | CHF 394.75 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 391.85 | CHF 364.80 |
| 500 | CHF 380.25 | CHF 354.00 |
| 1'000 | CHF 351.05 | CHF 326.85 |
| 1'500 | CHF 321.85 | CHF 299.65 |
| 2'000 | CHF 292.75 | CHF 272.55 |
| 2'500 | CHF 263.55 | CHF 245.35 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.25 | CHF 117.55 |
| 100 | CHF 120.45 | CHF 112.15 |
| 200 | CHF 114.65 | CHF 106.75 |
| 300 | CHF 108.75 | CHF 101.25 |
| 400 | CHF 102.95 | CHF 95.85 |
| 500 | CHF 97.15 | CHF 90.45 |
| 600 | CHF 91.25 | CHF 84.95 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.