Sanitas Médecin de famille 1 — Obwalden
Obwalden: the Médecin de famille 1 model from Sanitas costs CHF 418.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 418.20, Médecin de famille 1 is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 1 costs CHF 750.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 418.20 | CHF 389.35 |
| 500 | CHF 406.60 | CHF 378.55 |
| 1'000 | CHF 377.40 | CHF 351.35 |
| 1'500 | CHF 348.20 | CHF 324.15 |
| 2'000 | CHF 319.10 | CHF 297.10 |
| 2'500 | CHF 289.90 | CHF 269.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 306.85 | CHF 285.70 |
| 500 | CHF 295.25 | CHF 274.90 |
| 1'000 | CHF 266.05 | CHF 247.70 |
| 1'500 | CHF 236.85 | CHF 220.50 |
| 2'000 | CHF 207.75 | CHF 193.40 |
| 2'500 | CHF 178.55 | CHF 166.25 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.40 | CHF 98.15 |
| 100 | CHF 99.60 | CHF 92.75 |
| 200 | CHF 93.80 | CHF 87.35 |
| 300 | CHF 87.90 | CHF 81.85 |
| 400 | CHF 82.10 | CHF 76.45 |
| 500 | CHF 76.30 | CHF 71.05 |
| 600 | CHF 70.40 | CHF 65.55 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.