Sanitas Médecin de famille 1 — Nidwalden
Nidwalden: the Médecin de famille 1 model from Sanitas costs CHF 413.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 413.70, Médecin de famille 1 is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 1 costs CHF 741.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 413.70 | CHF 385.15 |
| 500 | CHF 402.10 | CHF 374.35 |
| 1'000 | CHF 372.90 | CHF 347.15 |
| 1'500 | CHF 343.70 | CHF 320.00 |
| 2'000 | CHF 314.60 | CHF 292.90 |
| 2'500 | CHF 285.40 | CHF 265.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 305.85 | CHF 284.75 |
| 500 | CHF 294.25 | CHF 273.95 |
| 1'000 | CHF 265.05 | CHF 246.75 |
| 1'500 | CHF 235.85 | CHF 219.60 |
| 2'000 | CHF 206.75 | CHF 192.50 |
| 2'500 | CHF 177.55 | CHF 165.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 103.80 | CHF 96.65 |
| 100 | CHF 98.00 | CHF 91.25 |
| 200 | CHF 92.20 | CHF 85.85 |
| 300 | CHF 86.30 | CHF 80.35 |
| 400 | CHF 80.50 | CHF 74.95 |
| 500 | CHF 74.70 | CHF 69.55 |
| 600 | CHF 68.80 | CHF 64.05 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.