Sanitas Médecin de famille 1 — Geneva
Geneva: the Médecin de famille 1 model from Sanitas costs CHF 646.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 646.40, Médecin de famille 1 is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 1 costs CHF 1'159.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 646.40 | CHF 601.80 |
| 500 | CHF 634.80 | CHF 591.00 |
| 1'000 | CHF 605.60 | CHF 563.80 |
| 1'500 | CHF 576.40 | CHF 536.65 |
| 2'000 | CHF 547.30 | CHF 509.55 |
| 2'500 | CHF 518.10 | CHF 482.35 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 449.40 | CHF 418.40 |
| 500 | CHF 437.80 | CHF 407.60 |
| 1'000 | CHF 408.60 | CHF 380.40 |
| 1'500 | CHF 379.40 | CHF 353.20 |
| 2'000 | CHF 350.30 | CHF 326.15 |
| 2'500 | CHF 321.10 | CHF 298.95 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 185.95 | CHF 173.10 |
| 100 | CHF 180.15 | CHF 167.70 |
| 200 | CHF 174.35 | CHF 162.30 |
| 300 | CHF 168.45 | CHF 156.85 |
| 400 | CHF 162.65 | CHF 151.45 |
| 500 | CHF 156.85 | CHF 146.05 |
| 600 | CHF 150.95 | CHF 140.55 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.