Sanitas Médecin de famille 1 — Region 2, Bern
Region 2, Bern: the Médecin de famille 1 model from Sanitas costs CHF 545.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 545.30, Médecin de famille 1 is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 1 costs CHF 978.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 545.30 | CHF 507.65 |
| 500 | CHF 533.70 | CHF 496.85 |
| 1'000 | CHF 504.50 | CHF 469.70 |
| 1'500 | CHF 475.30 | CHF 442.50 |
| 2'000 | CHF 446.20 | CHF 415.40 |
| 2'500 | CHF 417.00 | CHF 388.25 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 386.95 | CHF 360.25 |
| 500 | CHF 375.35 | CHF 349.45 |
| 1'000 | CHF 346.15 | CHF 322.25 |
| 1'500 | CHF 316.95 | CHF 295.10 |
| 2'000 | CHF 287.85 | CHF 268.00 |
| 2'500 | CHF 258.65 | CHF 240.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.65 | CHF 116.05 |
| 100 | CHF 118.85 | CHF 110.65 |
| 200 | CHF 113.05 | CHF 105.25 |
| 300 | CHF 107.15 | CHF 99.75 |
| 400 | CHF 101.35 | CHF 94.35 |
| 500 | CHF 95.55 | CHF 88.95 |
| 600 | CHF 89.65 | CHF 83.45 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.