Sanitas Médecin de famille 1 — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the Médecin de famille 1 model from Sanitas costs CHF 448.65 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 448.65, Médecin de famille 1 is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 1 costs CHF 804.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 448.65 | CHF 417.70 |
| 500 | CHF 437.05 | CHF 406.90 |
| 1'000 | CHF 407.85 | CHF 379.70 |
| 1'500 | CHF 378.65 | CHF 352.50 |
| 2'000 | CHF 349.55 | CHF 325.45 |
| 2'500 | CHF 320.35 | CHF 298.25 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 332.70 | CHF 309.75 |
| 500 | CHF 321.10 | CHF 298.95 |
| 1'000 | CHF 291.90 | CHF 271.75 |
| 1'500 | CHF 262.70 | CHF 244.55 |
| 2'000 | CHF 233.60 | CHF 217.50 |
| 2'500 | CHF 204.40 | CHF 190.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.55 | CHF 109.45 |
| 100 | CHF 111.75 | CHF 104.05 |
| 200 | CHF 105.95 | CHF 98.65 |
| 300 | CHF 100.05 | CHF 93.15 |
| 400 | CHF 94.25 | CHF 87.75 |
| 500 | CHF 88.45 | CHF 82.35 |
| 600 | CHF 82.55 | CHF 76.85 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.