Sanitas Médecin de famille 1 — Region 2, St. Gallen
Region 2, St. Gallen: the Médecin de famille 1 model from Sanitas costs CHF 467.95 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 467.95, Médecin de famille 1 is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 1 costs CHF 839.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 467.95 | CHF 435.65 |
| 500 | CHF 456.35 | CHF 424.85 |
| 1'000 | CHF 427.15 | CHF 397.70 |
| 1'500 | CHF 397.95 | CHF 370.50 |
| 2'000 | CHF 368.85 | CHF 343.40 |
| 2'500 | CHF 339.65 | CHF 316.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 339.80 | CHF 316.35 |
| 500 | CHF 328.20 | CHF 305.55 |
| 1'000 | CHF 299.00 | CHF 278.35 |
| 1'500 | CHF 269.80 | CHF 251.20 |
| 2'000 | CHF 240.70 | CHF 224.10 |
| 2'500 | CHF 211.50 | CHF 196.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.15 | CHF 114.65 |
| 100 | CHF 117.35 | CHF 109.25 |
| 200 | CHF 111.55 | CHF 103.85 |
| 300 | CHF 105.65 | CHF 98.35 |
| 400 | CHF 99.85 | CHF 92.95 |
| 500 | CHF 94.05 | CHF 87.55 |
| 600 | CHF 88.15 | CHF 82.05 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.