Sanitas Médecin de famille 1 — Region 3, Grisons
Region 3, Grisons: the Médecin de famille 1 model from Sanitas costs CHF 434.75 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 434.75, Médecin de famille 1 is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 1 costs CHF 779.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 434.75 | CHF 404.75 |
| 500 | CHF 423.15 | CHF 393.95 |
| 1'000 | CHF 393.95 | CHF 366.75 |
| 1'500 | CHF 364.75 | CHF 339.60 |
| 2'000 | CHF 335.65 | CHF 312.50 |
| 2'500 | CHF 306.45 | CHF 285.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 317.55 | CHF 295.65 |
| 500 | CHF 305.95 | CHF 284.85 |
| 1'000 | CHF 276.75 | CHF 257.65 |
| 1'500 | CHF 247.55 | CHF 230.45 |
| 2'000 | CHF 218.45 | CHF 203.40 |
| 2'500 | CHF 189.25 | CHF 176.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.80 | CHF 110.60 |
| 100 | CHF 113.00 | CHF 105.20 |
| 200 | CHF 107.20 | CHF 99.80 |
| 300 | CHF 101.30 | CHF 94.30 |
| 400 | CHF 95.50 | CHF 88.90 |
| 500 | CHF 89.70 | CHF 83.50 |
| 600 | CHF 83.80 | CHF 78.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.