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Sanitas Médecin de famille 1 — Region 1, Grisons

Region 1, Grisons: the Médecin de famille 1 model from Sanitas costs CHF 469.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 469.70, Médecin de famille 1 is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille 1 costs CHF 842.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 469.70CHF 437.30
500CHF 458.10CHF 426.50
1'000CHF 428.90CHF 399.30
1'500CHF 399.70CHF 372.10
2'000CHF 370.60CHF 345.05
2'500CHF 341.40CHF 317.85

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 343.10CHF 319.45
500CHF 331.50CHF 308.65
1'000CHF 302.30CHF 281.45
1'500CHF 273.10CHF 254.25
2'000CHF 244.00CHF 227.15
2'500CHF 214.80CHF 200.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 128.35CHF 119.50
100CHF 122.55CHF 114.10
200CHF 116.75CHF 108.70
300CHF 110.85CHF 103.20
400CHF 105.05CHF 97.80
500CHF 99.25CHF 92.40
600CHF 93.35CHF 86.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.