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Sophie

Sanitas Médecin de famille 1 — Uri

Uri: the Médecin de famille 1 model from Sanitas costs CHF 404.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 404.10, Médecin de famille 1 is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille 1 costs CHF 724.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 404.10CHF 376.20
500CHF 392.50CHF 365.40
1'000CHF 363.30CHF 338.25
1'500CHF 334.10CHF 311.05
2'000CHF 305.00CHF 283.95
2'500CHF 275.80CHF 256.75

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 307.70CHF 286.45
500CHF 296.10CHF 275.65
1'000CHF 266.90CHF 248.50
1'500CHF 237.70CHF 221.30
2'000CHF 208.60CHF 194.20
2'500CHF 179.40CHF 167.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 106.30CHF 98.95
100CHF 100.50CHF 93.55
200CHF 94.70CHF 88.15
300CHF 88.80CHF 82.65
400CHF 83.00CHF 77.25
500CHF 77.20CHF 71.85
600CHF 71.30CHF 66.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.