Sanitas Médecin de famille 1 — Region 3, Zurich
Region 3, Zurich: the Médecin de famille 1 model from Sanitas costs CHF 456.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 456.60, Médecin de famille 1 is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 1 costs CHF 818.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 456.60 | CHF 425.10 |
| 500 | CHF 445.00 | CHF 414.30 |
| 1'000 | CHF 415.80 | CHF 387.10 |
| 1'500 | CHF 386.60 | CHF 359.90 |
| 2'000 | CHF 357.50 | CHF 332.85 |
| 2'500 | CHF 328.30 | CHF 305.65 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 327.45 | CHF 304.85 |
| 500 | CHF 315.85 | CHF 294.05 |
| 1'000 | CHF 286.65 | CHF 266.85 |
| 1'500 | CHF 257.45 | CHF 239.70 |
| 2'000 | CHF 228.35 | CHF 212.60 |
| 2'500 | CHF 199.15 | CHF 185.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.30 | CHF 120.40 |
| 100 | CHF 123.50 | CHF 115.00 |
| 200 | CHF 117.70 | CHF 109.60 |
| 300 | CHF 111.80 | CHF 104.10 |
| 400 | CHF 106.00 | CHF 98.70 |
| 500 | CHF 100.20 | CHF 93.30 |
| 600 | CHF 94.30 | CHF 87.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.