SLKK SLKK-SmartMed — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the SLKK-SmartMed model from SLKK costs CHF 535.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 535.00, SLKK-SmartMed is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SLKK-SmartMed costs CHF 876.00 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 535.00 | CHF 502.90 |
| 500 | CHF 524.80 | CHF 493.30 |
| 1'000 | CHF 499.10 | CHF 469.20 |
| 1'500 | CHF 473.40 | CHF 445.00 |
| 2'000 | CHF 447.80 | CHF 421.00 |
| 2'500 | CHF 422.10 | CHF 396.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 438.70 | CHF 412.40 |
| 500 | CHF 428.50 | CHF 402.80 |
| 1'000 | CHF 402.80 | CHF 378.70 |
| 1'500 | CHF 377.10 | CHF 354.50 |
| 2'000 | CHF 351.50 | CHF 330.40 |
| 2'500 | CHF 325.80 | CHF 306.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.40 | CHF 120.70 |
| 100 | CHF 123.30 | CHF 115.90 |
| 200 | CHF 118.20 | CHF 111.10 |
| 300 | CHF 113.00 | CHF 106.20 |
| 400 | CHF 108.20 | CHF 101.70 |
| 500 | CHF 102.80 | CHF 96.60 |
| 600 | CHF 97.60 | CHF 91.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.