SLKK SLKK-SmartMed — Appenzell Innerrhoden
Appenzell Innerrhoden: the SLKK-SmartMed model from SLKK costs CHF 381.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 381.00, SLKK-SmartMed is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SLKK-SmartMed costs CHF 624.00 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 381.00 | CHF 358.20 |
| 500 | CHF 370.80 | CHF 348.60 |
| 1'000 | CHF 345.10 | CHF 324.40 |
| 1'500 | CHF 319.40 | CHF 300.30 |
| 2'000 | CHF 293.80 | CHF 276.20 |
| 2'500 | CHF 268.10 | CHF 252.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 312.50 | CHF 293.70 |
| 500 | CHF 302.20 | CHF 284.10 |
| 1'000 | CHF 276.50 | CHF 260.00 |
| 1'500 | CHF 250.90 | CHF 235.80 |
| 2'000 | CHF 225.20 | CHF 211.70 |
| 2'500 | CHF 199.50 | CHF 187.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 91.40 | CHF 86.00 |
| 100 | CHF 86.30 | CHF 81.20 |
| 200 | CHF 81.20 | CHF 76.40 |
| 300 | CHF 76.00 | CHF 71.50 |
| 400 | CHF 71.20 | CHF 66.90 |
| 500 | CHF 65.80 | CHF 61.90 |
| 600 | CHF 60.60 | CHF 57.00 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.