SLKK SLKK-SmartMed — Region 3, Lucerne
Region 3, Lucerne: the SLKK-SmartMed model from SLKK costs CHF 442.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 442.70, SLKK-SmartMed is not the lowest premium here: Agrisano goes down to CHF 414.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SLKK-SmartMed costs CHF 724.80 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 442.70 | CHF 416.20 |
| 500 | CHF 432.50 | CHF 406.60 |
| 1'000 | CHF 406.80 | CHF 382.40 |
| 1'500 | CHF 381.10 | CHF 358.30 |
| 2'000 | CHF 355.50 | CHF 334.20 |
| 2'500 | CHF 329.80 | CHF 310.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 363.10 | CHF 341.30 |
| 500 | CHF 352.80 | CHF 331.70 |
| 1'000 | CHF 327.10 | CHF 307.50 |
| 1'500 | CHF 301.50 | CHF 283.40 |
| 2'000 | CHF 275.80 | CHF 259.30 |
| 2'500 | CHF 250.10 | CHF 235.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 106.30 | CHF 99.90 |
| 100 | CHF 101.20 | CHF 95.10 |
| 200 | CHF 96.10 | CHF 90.30 |
| 300 | CHF 90.90 | CHF 85.40 |
| 400 | CHF 86.00 | CHF 80.90 |
| 500 | CHF 80.70 | CHF 75.80 |
| 600 | CHF 75.50 | CHF 70.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.