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SLKK SLKK-SmartMed — Obwalden

Obwalden: the SLKK-SmartMed model from SLKK costs CHF 487.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 487.30, SLKK-SmartMed is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SLKK-SmartMed costs CHF 796.80 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 487.30CHF 458.00
500CHF 477.00CHF 448.40
1'000CHF 451.40CHF 424.30
1'500CHF 425.70CHF 400.10
2'000CHF 400.00CHF 376.00
2'500CHF 374.40CHF 351.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 399.50CHF 375.60
500CHF 389.30CHF 366.00
1'000CHF 363.60CHF 341.80
1'500CHF 337.90CHF 317.70
2'000CHF 312.30CHF 293.60
2'500CHF 286.60CHF 269.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 116.90CHF 109.90
100CHF 111.80CHF 105.10
200CHF 106.70CHF 100.30
300CHF 101.50CHF 95.40
400CHF 96.70CHF 90.90
500CHF 91.30CHF 85.90
600CHF 86.10CHF 81.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.