SLKK SLKK-SmartMed — Region 2, Lucerne
Region 2, Lucerne: the SLKK-SmartMed model from SLKK costs CHF 458.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 458.00, SLKK-SmartMed is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SLKK-SmartMed costs CHF 750.00 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 458.00 | CHF 430.50 |
| 500 | CHF 447.80 | CHF 420.90 |
| 1'000 | CHF 422.10 | CHF 396.80 |
| 1'500 | CHF 396.40 | CHF 372.60 |
| 2'000 | CHF 370.80 | CHF 348.60 |
| 2'500 | CHF 345.10 | CHF 324.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 375.60 | CHF 353.00 |
| 500 | CHF 365.40 | CHF 343.40 |
| 1'000 | CHF 339.70 | CHF 319.30 |
| 1'500 | CHF 314.00 | CHF 295.10 |
| 2'000 | CHF 288.40 | CHF 271.10 |
| 2'500 | CHF 262.70 | CHF 246.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.90 | CHF 103.30 |
| 100 | CHF 104.80 | CHF 98.50 |
| 200 | CHF 99.70 | CHF 93.70 |
| 300 | CHF 94.50 | CHF 88.90 |
| 400 | CHF 89.70 | CHF 84.30 |
| 500 | CHF 84.30 | CHF 79.30 |
| 600 | CHF 79.10 | CHF 74.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.