SLKK SLKK-SmartMed — Region 1, Bern
Region 1, Bern: the SLKK-SmartMed model from SLKK costs CHF 607.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 607.70, SLKK-SmartMed is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SLKK-SmartMed costs CHF 994.80 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 607.70 | CHF 571.30 |
| 500 | CHF 597.50 | CHF 561.70 |
| 1'000 | CHF 571.80 | CHF 537.50 |
| 1'500 | CHF 546.10 | CHF 513.40 |
| 2'000 | CHF 520.50 | CHF 489.30 |
| 2'500 | CHF 494.80 | CHF 465.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 498.30 | CHF 468.40 |
| 500 | CHF 488.10 | CHF 458.80 |
| 1'000 | CHF 462.40 | CHF 434.70 |
| 1'500 | CHF 436.70 | CHF 410.50 |
| 2'000 | CHF 411.10 | CHF 386.50 |
| 2'500 | CHF 385.40 | CHF 362.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 145.90 | CHF 137.10 |
| 100 | CHF 140.80 | CHF 132.30 |
| 200 | CHF 135.60 | CHF 127.50 |
| 300 | CHF 130.50 | CHF 122.60 |
| 400 | CHF 125.60 | CHF 118.10 |
| 500 | CHF 120.20 | CHF 113.00 |
| 600 | CHF 115.10 | CHF 108.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.