SLKK SLKK-SmartMed — Region 2, St. Gallen
Region 2, St. Gallen: the SLKK-SmartMed model from SLKK costs CHF 512.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 512.50, SLKK-SmartMed is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SLKK-SmartMed costs CHF 1'000.80 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 512.50 | CHF 481.70 |
| 500 | CHF 502.50 | CHF 472.30 |
| 1'000 | CHF 477.40 | CHF 448.70 |
| 1'500 | CHF 452.30 | CHF 425.10 |
| 2'000 | CHF 427.20 | CHF 401.60 |
| 2'500 | CHF 402.10 | CHF 378.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 420.20 | CHF 395.00 |
| 500 | CHF 410.20 | CHF 385.60 |
| 1'000 | CHF 385.10 | CHF 362.00 |
| 1'500 | CHF 360.00 | CHF 338.40 |
| 2'000 | CHF 335.00 | CHF 314.90 |
| 2'500 | CHF 309.90 | CHF 291.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.00 | CHF 115.60 |
| 100 | CHF 118.00 | CHF 110.90 |
| 200 | CHF 113.00 | CHF 106.20 |
| 300 | CHF 107.90 | CHF 101.50 |
| 400 | CHF 103.20 | CHF 97.00 |
| 500 | CHF 98.00 | CHF 92.10 |
| 600 | CHF 92.90 | CHF 87.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.