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SLKK SLKK-SmartMed — Nidwalden

Nidwalden: the SLKK-SmartMed model from SLKK costs CHF 457.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 457.60, SLKK-SmartMed is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SLKK-SmartMed costs CHF 748.80 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 457.60CHF 430.10
500CHF 447.40CHF 420.50
1'000CHF 421.70CHF 396.40
1'500CHF 396.00CHF 372.20
2'000CHF 370.40CHF 348.20
2'500CHF 344.70CHF 324.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 375.20CHF 352.70
500CHF 365.00CHF 343.10
1'000CHF 339.30CHF 319.00
1'500CHF 313.60CHF 294.80
2'000CHF 288.00CHF 270.70
2'500CHF 262.30CHF 246.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 109.80CHF 103.20
100CHF 104.70CHF 98.40
200CHF 99.60CHF 93.60
300CHF 94.40CHF 88.80
400CHF 89.60CHF 84.20
500CHF 84.20CHF 79.20
600CHF 79.00CHF 74.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.