SLKK SLKK-SmartMed — Region 3, Grisons
Region 3, Grisons: the SLKK-SmartMed model from SLKK costs CHF 493.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 493.90, SLKK-SmartMed is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SLKK-SmartMed costs CHF 964.80 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 493.90 | CHF 464.20 |
| 500 | CHF 483.90 | CHF 454.90 |
| 1'000 | CHF 458.80 | CHF 431.30 |
| 1'500 | CHF 433.70 | CHF 407.70 |
| 2'000 | CHF 408.70 | CHF 384.10 |
| 2'500 | CHF 383.50 | CHF 360.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 405.00 | CHF 380.70 |
| 500 | CHF 395.00 | CHF 371.30 |
| 1'000 | CHF 369.90 | CHF 347.70 |
| 1'500 | CHF 344.80 | CHF 324.10 |
| 2'000 | CHF 319.80 | CHF 300.60 |
| 2'500 | CHF 294.60 | CHF 277.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.50 | CHF 111.40 |
| 100 | CHF 113.50 | CHF 106.70 |
| 200 | CHF 108.60 | CHF 102.00 |
| 300 | CHF 103.50 | CHF 97.30 |
| 400 | CHF 98.80 | CHF 92.80 |
| 500 | CHF 93.50 | CHF 87.90 |
| 600 | CHF 88.40 | CHF 83.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.