SLKK SLKK-SmartMed — Region 1, Lucerne
Region 1, Lucerne: the SLKK-SmartMed model from SLKK costs CHF 508.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 508.90, SLKK-SmartMed is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SLKK-SmartMed costs CHF 832.80 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 508.90 | CHF 478.40 |
| 500 | CHF 498.70 | CHF 468.80 |
| 1'000 | CHF 473.00 | CHF 444.60 |
| 1'500 | CHF 447.30 | CHF 420.50 |
| 2'000 | CHF 421.70 | CHF 396.40 |
| 2'500 | CHF 396.00 | CHF 372.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 417.30 | CHF 392.30 |
| 500 | CHF 407.10 | CHF 382.70 |
| 1'000 | CHF 381.40 | CHF 358.50 |
| 1'500 | CHF 355.70 | CHF 334.40 |
| 2'000 | CHF 330.10 | CHF 310.30 |
| 2'500 | CHF 304.40 | CHF 286.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 122.10 | CHF 114.80 |
| 100 | CHF 117.00 | CHF 110.00 |
| 200 | CHF 111.90 | CHF 105.20 |
| 300 | CHF 106.70 | CHF 100.30 |
| 400 | CHF 101.90 | CHF 95.80 |
| 500 | CHF 96.50 | CHF 90.70 |
| 600 | CHF 91.30 | CHF 85.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.