SLKK SLKK-SmartMed — Region 1, St. Gallen
Region 1, St. Gallen: the SLKK-SmartMed model from SLKK costs CHF 569.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 569.40, SLKK-SmartMed is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SLKK-SmartMed costs CHF 1'112.40 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 569.40 | CHF 535.20 |
| 500 | CHF 559.40 | CHF 525.90 |
| 1'000 | CHF 534.30 | CHF 502.30 |
| 1'500 | CHF 509.20 | CHF 478.60 |
| 2'000 | CHF 484.20 | CHF 455.10 |
| 2'500 | CHF 459.10 | CHF 431.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 466.90 | CHF 438.90 |
| 500 | CHF 456.90 | CHF 429.50 |
| 1'000 | CHF 431.80 | CHF 405.90 |
| 1'500 | CHF 406.70 | CHF 382.30 |
| 2'000 | CHF 381.70 | CHF 358.80 |
| 2'500 | CHF 356.60 | CHF 335.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 136.70 | CHF 128.50 |
| 100 | CHF 131.70 | CHF 123.80 |
| 200 | CHF 126.70 | CHF 119.10 |
| 300 | CHF 121.60 | CHF 114.30 |
| 400 | CHF 116.90 | CHF 109.90 |
| 500 | CHF 111.60 | CHF 104.90 |
| 600 | CHF 106.60 | CHF 100.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.