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SLKK SLKK-SmartMed — Region 1, Grisons

Region 1, Grisons: the SLKK-SmartMed model from SLKK costs CHF 567.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 567.70, SLKK-SmartMed is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SLKK-SmartMed costs CHF 1'108.80 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 567.70CHF 533.60
500CHF 557.70CHF 524.20
1'000CHF 532.60CHF 500.60
1'500CHF 507.50CHF 477.00
2'000CHF 482.40CHF 453.50
2'500CHF 457.30CHF 429.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 465.50CHF 437.60
500CHF 455.50CHF 428.20
1'000CHF 430.40CHF 404.60
1'500CHF 405.30CHF 381.00
2'000CHF 380.30CHF 357.50
2'500CHF 355.20CHF 333.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 136.20CHF 128.10
100CHF 131.30CHF 123.40
200CHF 126.30CHF 118.70
300CHF 121.20CHF 113.90
400CHF 116.50CHF 109.50
500CHF 111.20CHF 104.50
600CHF 106.10CHF 99.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.