SLKK SLKK-SmartMed — Region 3, St. Gallen
Region 3, St. Gallen: the SLKK-SmartMed model from SLKK costs CHF 506.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 506.80, SLKK-SmartMed is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SLKK-SmartMed costs CHF 990.00 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 506.80 | CHF 476.40 |
| 500 | CHF 496.80 | CHF 467.00 |
| 1'000 | CHF 471.70 | CHF 443.40 |
| 1'500 | CHF 446.60 | CHF 419.80 |
| 2'000 | CHF 421.50 | CHF 396.20 |
| 2'500 | CHF 396.40 | CHF 372.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 415.50 | CHF 390.60 |
| 500 | CHF 405.60 | CHF 381.20 |
| 1'000 | CHF 380.50 | CHF 357.60 |
| 1'500 | CHF 355.30 | CHF 334.00 |
| 2'000 | CHF 330.30 | CHF 310.50 |
| 2'500 | CHF 305.20 | CHF 286.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.60 | CHF 114.30 |
| 100 | CHF 116.60 | CHF 109.60 |
| 200 | CHF 111.60 | CHF 104.90 |
| 300 | CHF 106.60 | CHF 100.20 |
| 400 | CHF 101.80 | CHF 95.70 |
| 500 | CHF 96.60 | CHF 90.80 |
| 600 | CHF 91.50 | CHF 86.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.