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FAVORIT SANTE or FAVORIT TELMED — Aargau

Aargau: with SWICA, FAVORIT SANTE costs CHF 506.90 a month in 2026 and FAVORIT TELMED CHF 564.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 690.00 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT SANTEFAVORIT TELMEDGap per year
300CHF 506.90CHF 564.40CHF 690.00
500CHF 495.20CHF 552.80CHF 691.20
1'000CHF 472.30CHF 529.80CHF 690.00
1'500CHF 443.10CHF 500.60CHF 690.00
2'000CHF 407.70CHF 471.50CHF 765.60
2'500CHF 378.60CHF 442.30CHF 764.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.