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FAVORIT SANTE or FAVORIT TELMED — Region 1, Vaud

Region 1, Vaud: with SWICA, FAVORIT SANTE costs CHF 581.60 a month in 2026 and FAVORIT TELMED CHF 676.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 1'135.20 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT SANTEFAVORIT TELMEDGap per year
300CHF 581.60CHF 676.20CHF 1'135.20
500CHF 570.00CHF 664.50CHF 1'134.00
1'000CHF 548.10CHF 642.60CHF 1'134.00
1'500CHF 518.90CHF 613.40CHF 1'134.00
2'000CHF 482.50CHF 584.30CHF 1'221.60
2'500CHF 453.30CHF 555.10CHF 1'221.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.