FAVORIT SANTE or FAVORIT TELMED — Zug
Zug: with SWICA, FAVORIT SANTE costs CHF 379.00 a month in 2026 and FAVORIT TELMED CHF 400.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 261.60 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT SANTE | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 379.00 | CHF 400.80 | CHF 261.60 |
| 500 | CHF 367.40 | CHF 389.10 | CHF 260.40 |
| 1'000 | CHF 342.50 | CHF 364.30 | CHF 261.60 |
| 1'500 | CHF 313.40 | CHF 335.20 | CHF 261.60 |
| 2'000 | CHF 279.90 | CHF 306.00 | CHF 313.20 |
| 2'500 | CHF 250.70 | CHF 276.80 | CHF 313.20 |
The comparison, region by region
- FAVORIT SANTE or FAVORIT TELMED?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.