Skip to content
Sophie

FAVORIT SANTE or FAVORIT TELMED — Region 1, Bern

Region 1, Bern: with SWICA, FAVORIT SANTE costs CHF 582.70 a month in 2026 and FAVORIT TELMED CHF 622.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 478.80 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT SANTEFAVORIT TELMEDGap per year
300CHF 582.70CHF 622.60CHF 478.80
500CHF 571.00CHF 610.90CHF 478.80
1'000CHF 548.80CHF 588.70CHF 478.80
1'500CHF 519.60CHF 559.50CHF 478.80
2'000CHF 483.50CHF 530.30CHF 561.60
2'500CHF 454.30CHF 501.20CHF 562.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.