FAVORIT SANTE or FAVORIT TELMED — Solothurn

Solothurn: with SWICA, FAVORIT SANTE costs CHF 538.60 a month in 2026 and FAVORIT TELMED CHF 581.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 519.60 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.

FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductible	FAVORIT SANTE	FAVORIT TELMED	Gap per year
300	CHF 538.60	CHF 581.90	CHF 519.60
500	CHF 526.90	CHF 570.20	CHF 519.60
1'000	CHF 503.90	CHF 547.30	CHF 520.80
1'500	CHF 474.80	CHF 518.10	CHF 519.60
2'000	CHF 439.40	CHF 488.90	CHF 594.00
2'500	CHF 410.20	CHF 459.80	CHF 595.20

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.

FAVORIT SANTE or FAVORIT TELMED — Solothurn

What you accept in each case

The price at every deductible

The comparison, region by region