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FAVORIT SANTE or FAVORIT TELMED — Region 1, Schaffhausen

Region 1, Schaffhausen: with SWICA, FAVORIT SANTE costs CHF 514.00 a month in 2026 and FAVORIT TELMED CHF 565.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 613.20 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT SANTEFAVORIT TELMEDGap per year
300CHF 514.00CHF 565.10CHF 613.20
500CHF 502.30CHF 553.40CHF 613.20
1'000CHF 479.20CHF 530.30CHF 613.20
1'500CHF 450.00CHF 501.10CHF 613.20
2'000CHF 414.80CHF 471.90CHF 685.20
2'500CHF 385.70CHF 442.80CHF 685.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.