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FAVORIT SANTE or FAVORIT TELMED — Region 1, Ticino

Region 1, Ticino: with SWICA, FAVORIT SANTE costs CHF 719.10 a month in 2026 and FAVORIT TELMED CHF 768.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 595.20 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT SANTEFAVORIT TELMEDGap per year
300CHF 719.10CHF 768.70CHF 595.20
500CHF 707.40CHF 757.00CHF 595.20
1'000CHF 686.50CHF 736.10CHF 595.20
1'500CHF 657.40CHF 707.00CHF 595.20
2'000CHF 619.90CHF 677.80CHF 694.80
2'500CHF 590.80CHF 648.60CHF 693.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.