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FAVORIT SANTE or FAVORIT TELMED — Region 2, Bern

Region 2, Bern: with SWICA, FAVORIT SANTE costs CHF 521.60 a month in 2026 and FAVORIT TELMED CHF 550.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 350.40 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT SANTEFAVORIT TELMEDGap per year
300CHF 521.60CHF 550.80CHF 350.40
500CHF 509.90CHF 539.10CHF 350.40
1'000CHF 486.90CHF 516.10CHF 350.40
1'500CHF 457.70CHF 486.90CHF 350.40
2'000CHF 422.40CHF 457.70CHF 423.60
2'500CHF 393.30CHF 428.60CHF 423.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.