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FAVORIT SANTE or FAVORIT TELMED — Obwalden

Obwalden: with SWICA, FAVORIT SANTE costs CHF 420.70 a month in 2026 and FAVORIT TELMED CHF 462.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 495.60 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT SANTEFAVORIT TELMEDGap per year
300CHF 420.70CHF 462.00CHF 495.60
500CHF 409.00CHF 450.40CHF 496.80
1'000CHF 384.70CHF 426.10CHF 496.80
1'500CHF 355.60CHF 396.90CHF 495.60
2'000CHF 321.50CHF 367.70CHF 554.40
2'500CHF 292.40CHF 338.60CHF 554.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.