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FAVORIT SANTE or FAVORIT TELMED — Region 2, Ticino

Region 2, Ticino: with SWICA, FAVORIT SANTE costs CHF 661.70 a month in 2026 and FAVORIT TELMED CHF 741.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 956.40 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT SANTEFAVORIT TELMEDGap per year
300CHF 661.70CHF 741.40CHF 956.40
500CHF 650.10CHF 729.80CHF 956.40
1'000CHF 628.90CHF 708.60CHF 956.40
1'500CHF 599.70CHF 679.40CHF 956.40
2'000CHF 562.60CHF 650.30CHF 1'052.40
2'500CHF 533.40CHF 621.10CHF 1'052.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.