FAVORIT SANTE or FAVORIT TELMED — Uri
Uri: with SWICA, FAVORIT SANTE costs CHF 416.60 a month in 2026 and FAVORIT TELMED CHF 433.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 198.00 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT SANTE | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 416.60 | CHF 433.10 | CHF 198.00 |
| 500 | CHF 405.00 | CHF 421.40 | CHF 196.80 |
| 1'000 | CHF 380.50 | CHF 397.00 | CHF 198.00 |
| 1'500 | CHF 351.30 | CHF 367.80 | CHF 198.00 |
| 2'000 | CHF 317.50 | CHF 338.60 | CHF 253.20 |
| 2'500 | CHF 288.30 | CHF 309.50 | CHF 254.40 |
The comparison, region by region
- FAVORIT SANTE or FAVORIT TELMED?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.