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FAVORIT SANTE or FAVORIT TELMED — Region 2, Vaud

Region 2, Vaud: with SWICA, FAVORIT SANTE costs CHF 558.80 a month in 2026 and FAVORIT TELMED CHF 649.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 1'090.80 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT SANTEFAVORIT TELMEDGap per year
300CHF 558.80CHF 649.70CHF 1'090.80
500CHF 547.20CHF 638.00CHF 1'089.60
1'000CHF 525.00CHF 615.80CHF 1'089.60
1'500CHF 495.80CHF 586.60CHF 1'089.60
2'000CHF 459.70CHF 557.50CHF 1'173.60
2'500CHF 430.50CHF 528.30CHF 1'173.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.