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FAVORIT SANTE or FAVORIT TELMED — Nidwalden

Nidwalden: with SWICA, FAVORIT SANTE costs CHF 413.40 a month in 2026 and FAVORIT TELMED CHF 439.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 315.60 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT SANTE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT SANTEFAVORIT TELMEDGap per year
300CHF 413.40CHF 439.70CHF 315.60
500CHF 401.80CHF 428.10CHF 315.60
1'000CHF 377.40CHF 403.70CHF 315.60
1'500CHF 348.20CHF 374.50CHF 315.60
2'000CHF 314.30CHF 345.30CHF 372.00
2'500CHF 285.10CHF 316.20CHF 373.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.