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Visana Tel Care — Zug

Zug: the Tel Care model from Visana costs CHF 365.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 365.60, Tel Care is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Tel Care costs CHF 597.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 365.60CHF 341.70
500CHF 358.90CHF 335.50
1'000CHF 324.80CHF 303.50
1'500CHF 295.60CHF 276.30
2'000CHF 266.40CHF 249.00
2'500CHF 237.30CHF 221.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 279.30CHF 261.00
500CHF 272.60CHF 254.80
1'000CHF 238.40CHF 222.90
1'500CHF 209.30CHF 195.60
2'000CHF 181.70CHF 169.80
2'500CHF 155.80CHF 145.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 99.00CHF 92.60
100CHF 93.20CHF 87.10
200CHF 87.30CHF 81.60
300CHF 81.50CHF 76.20
400CHF 75.70CHF 70.70
500CHF 69.80CHF 65.30
600CHF 64.00CHF 59.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.