Visana Tel Care — Region 3, Zurich
Region 3, Zurich: the Tel Care model from Visana costs CHF 502.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 502.60, Tel Care is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Care costs CHF 822.00 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 502.60 | CHF 469.80 |
| 500 | CHF 495.90 | CHF 463.50 |
| 1'000 | CHF 461.80 | CHF 431.60 |
| 1'500 | CHF 432.60 | CHF 404.30 |
| 2'000 | CHF 403.40 | CHF 377.10 |
| 2'500 | CHF 374.30 | CHF 349.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 375.90 | CHF 351.40 |
| 500 | CHF 369.30 | CHF 345.10 |
| 1'000 | CHF 335.10 | CHF 313.20 |
| 1'500 | CHF 305.90 | CHF 285.90 |
| 2'000 | CHF 276.80 | CHF 258.70 |
| 2'500 | CHF 247.60 | CHF 231.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 136.00 | CHF 127.10 |
| 100 | CHF 130.20 | CHF 121.70 |
| 200 | CHF 124.30 | CHF 116.20 |
| 300 | CHF 118.50 | CHF 110.80 |
| 400 | CHF 112.70 | CHF 105.30 |
| 500 | CHF 106.80 | CHF 99.90 |
| 600 | CHF 101.00 | CHF 94.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.