CSS — Region 2, Grisons: twelve years of premiums
Region 2, Grisons: the lowest CSS premium went from CHF 378.00 a month in 2015 to CHF 449.70 in 2026 — a rise of +19.0 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 378.00 | CHF 246.50 | CHF 131.50 |
| 2016 | CHF 393.30 | CHF 256.80 | CHF 136.50 |
| 2017 | CHF 401.40 | CHF 288.00 | CHF 113.40 |
| 2018 | CHF 404.10 | CHF 300.40 | CHF 103.70 |
| 2019 | CHF 404.10 | CHF 319.80 | CHF 84.30 |
| 2020 | CHF 414.90 | CHF 343.20 | CHF 71.70 |
| 2021 | CHF 398.60 | CHF 333.50 | CHF 65.10 |
| 2022 | CHF 377.40 | CHF 338.60 | CHF 38.80 |
| 2023 | CHF 367.10 | CHF 350.00 | CHF 17.10 |
| 2024 | CHF 395.90 | CHF 378.00 | CHF 17.90 |
| 2025 | CHF 424.20 | CHF 405.00 | CHF 19.20 |
| 2026 | CHF 449.70 | CHF 418.00 | CHF 31.70 |
Faster or slower than the rest?
CSS rose +19.0 % over the period, against +69.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +7.9 % in one go. The premium did not move in 2019.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
CSS, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.