Sanitas in canton Appenzell Innerrhoden: twelve years of premiums
In canton Appenzell Innerrhoden, the lowest Sanitas premium went from CHF 263.40 a month in 2015 to CHF 378.30 in 2026 — a rise of +43.6 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 263.40 | CHF 236.30 | CHF 27.10 |
| 2016 | CHF 293.90 | CHF 249.50 | CHF 44.40 |
| 2017 | CHF 304.70 | CHF 272.50 | CHF 32.20 |
| 2018 | CHF 318.00 | CHF 282.40 | CHF 35.60 |
| 2019 | CHF 346.60 | CHF 280.20 | CHF 66.40 |
| 2020 | CHF 333.20 | CHF 285.90 | CHF 47.30 |
| 2021 | CHF 323.10 | CHF 272.10 | CHF 51.00 |
| 2022 | CHF 314.30 | CHF 278.10 | CHF 36.20 |
| 2023 | CHF 310.60 | CHF 310.60 | — |
| 2024 | CHF 329.60 | CHF 329.60 | — |
| 2025 | CHF 353.60 | CHF 345.60 | CHF 8.00 |
| 2026 | CHF 378.30 | CHF 353.50 | CHF 24.80 |
Faster or slower than the rest?
Sanitas rose +43.6 % over the period, against +49.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +11.6 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.