Sanitas in canton Zurich: twelve years of premiums
In canton Zurich, the lowest Sanitas premium went from CHF 315.50 a month in 2015 to CHF 451.40 in 2026 — a rise of +43.1 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 315.50 | CHF 240.00 | CHF 75.50 |
| 2016 | CHF 330.50 | CHF 250.00 | CHF 80.50 |
| 2017 | CHF 352.40 | CHF 255.00 | CHF 97.40 |
| 2018 | CHF 369.20 | CHF 260.00 | CHF 109.20 |
| 2019 | CHF 376.60 | CHF 346.00 | CHF 30.60 |
| 2020 | CHF 362.00 | CHF 343.30 | CHF 18.70 |
| 2021 | CHF 362.00 | CHF 347.20 | CHF 14.80 |
| 2022 | CHF 369.80 | CHF 343.90 | CHF 25.90 |
| 2023 | CHF 385.30 | CHF 358.60 | CHF 26.70 |
| 2024 | CHF 411.80 | CHF 379.90 | CHF 31.90 |
| 2025 | CHF 432.70 | CHF 398.80 | CHF 33.90 |
| 2026 | CHF 451.40 | CHF 427.80 | CHF 23.60 |
Faster or slower than the rest?
Sanitas rose +43.1 % over the period, against +78.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +6.9 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Zurich, canton by canton
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.